Yambu Domestic Care
6 February 2019 FAMILY
Are you fortunate enough to have someone who helps you take care of your house and garden, picks up your children from school, cleans, and cooks dinner for your family? Have you ever really thought about the sacrifices they make in their own lives to help you run yours?
Many domestic workers spend more time with other people’s families than with their own. And even though they work hard, there is little money left over to send home to their families, or to leave behind for their children and dependents should anything happen to them or to fall back on if they are no longer able to work due to an injury or disability.
YABMU has developed the perfect solution for you. You now have the opportunity to take care of those who take care of you. YAMBU Domestic Care cover can be taken out by employers on behalf of their employees or directly by the employee themselves.
Five ways you can invest in the financial wellbeing of your domestic worker
Here’s what you can do to help those who take care of you and your family
1.Structure a bonus that can either be worked into their monthly salary or awarded at the end of the year, depending on the option they choose.
2.Think about your domestic worker and his or her dependants. If anything should happen to your housekeeper, what would happen to them? Yambu’s Domestic Care policy offers cover for people who work in private households; gardeners, childminders; people driving to and from venues; caretakers of the elderly, disabled and sick; and any of the aforementioned working as independent contractors.
3.Make sure female workers are registered with the Unemployment Insurance Fund (UIF). Should they fall pregnant, maternity leave benefits will be paid under the Unemployment Insurance Act. A worker contributing to UIF is eligible for a maternity benefit of 38% to 60% of average earnings in the previous six months, depending on the insured person’s level of income. Maternity benefit is paid for a total of 17.32 weeks.
4.Upskill them by signing them up for driving lessons, a practical course or cooking classes. Happy employees who are allowed to grow in their jobs will work longer and better for your family. And if anything should affect their employment status, they will have practical skills to that will make them more employable.
5.Have an honest conversation with them about how you can help them leave a legacy for their family. It could be as simple as opening a bank account for their children or giving them all points you accumulated from the different retails at